Ir al contenido principal
Solicitar consultaConsulta
Recovery of outstanding sums

Debt recovery in Gandia and Valencia

When a payment remains outstanding, it is best to assess the documents, the most effective route and the real prospects of recovery without delay. Debt recovery is one of the clearest civil needs for both private clients and small businesses.

  • Unpaid sums between private parties or businesses
  • Formal demands and negotiation
  • Civil action and case follow-up
  • Service in Gandia and Valencia
What can be claimed

Civil claims structured to maximise recovery

Unpaid sums and debts

Claims arising from unpaid invoices, loans, services, supplies or other monetary obligations.

Supporting documents

Review of contracts, invoices, estimates, messages and acknowledgements of debt that support the claim.

Formal demand

Preparation of formal notices when it is useful to strengthen the position before issuing proceedings.

Civil proceedings

Court action when voluntary payment does not arrive and negotiation is no longer enough.

Private clients and small businesses

Frequent civil claims for individual clients and for smaller commercial or professional activity.

Viability assessment

Analysis of the strength of the claim, the debtor's position and the practical value of pursuing recovery.

Rafael Miret Romaguera | Lawyer · Criminal and Civil
Practical approach

Recovering a debt is not only about being right, but about claiming it properly

In many debt recovery matters the issue is not only proving the debt, but choosing the right timing, the right route and the most useful strategy to actually recover what is owed. The work is focused on the client's economic interest and practical outcome.

  • Review of the documents and source of the debt.
  • Assessment of whether to demand, negotiate or issue proceedings straight away.
  • Follow-up of the civil case until resolution.
  • Coordination with related contractual or asset disputes where needed.
Frequently asked questions

Common questions about debt recovery

Is it worth pursuing a debt through the courts?

It depends on the amount, the debtor's solvency and the available evidence. In many cases, a well-prepared court claim is the most effective way to recover the sum.

What is the time limit for claiming a debt?

The general limitation period for debts is five years from the date the obligation becomes enforceable, although special periods apply for certain types of debt.

Can I claim if I don't have a written contract?

Yes. A claim can be supported by invoices, delivery notes, emails, bank transfers or other evidence proving the debt.

Need to recover an outstanding sum?

You can review the documents and decide on the most suitable civil route before starting a claim.

Nuestros Compromisos

Defendemos tus derechos con rigor y dedicación

Te explicamos todo de forma clara, sin tecnicismos

Honorarios transparentes desde la primera consulta

Tu caso en manos de profesionales con experiencia